Money guides and analysis
Plain-language guides on saving, investing, tax, business and prices in Kenya and across Africa.
Fuel prices October 2026: why they rose and what it means for you
EPRA's October review raised petrol by KES 12.93, diesel by KES 9.90 and kerosene by KES 28.49 a litre. Here is why, and what it means for your budget.
When must a business register for VAT in Kenya?
Value Added Tax becomes compulsory once your taxable sales reach KES 5 million in any 12 months. Here is how the threshold works and what changes once you register.
eTIMS explained: KRA's electronic invoicing for small businesses
eTIMS is KRA's system for issuing electronic tax invoices. It is free, and it affects every business, VAT-registered or not. Here is what it is, the options and why your customers care.
Turnover tax in Kenya: a simple guide for small businesses
If your business sells between KES 1 million and 25 million a year, turnover tax is probably your main tax. It is 1.5% of gross sales, paid monthly. Here is how it works.
How to register a business name in Kenya on eCitizen
Registering a business name is the quickest way to make a side hustle official in Kenya. It is done online through eCitizen. Here are the steps, the cost and what comes next.
NSSF contributions 2026: what changed in February and what you pay
In February 2026, NSSF moved to Year 4 of its phased rates. The upper earnings limit jumped from KES 72,000 to KES 108,000, so many workers now contribute more. Here is what changed.
PAYE in Kenya 2026: how your salary is taxed, step by step
Your payslip has four statutory deductions, and the order they come off changes how much tax you pay. Here is the 2026 calculation with real examples.
SACCO dividends vs interest on deposits: which one earns you more?
Every year SACCOs announce two rates: a dividend on share capital and interest on deposits. Understanding the difference tells you which rate actually matters for your money.
Money market funds in Kenya: how they work and how to choose one
Money market funds have become the default savings tool for many Kenyans. Here is what the advertised yield really means, how much you keep after tax, and how to choose a fund.
How to buy Treasury bills in Kenya: a step-by-step guide
Treasury bills are one of the safest places to grow money in Kenya. Here is how to buy them yourself on the Central Bank's DhowCSD platform, what they cost, and what you actually earn after tax.