South Africa salary tax calculator 2026/27
Work out your take-home pay for the 2026/27 tax year (1 March 2026 to 28 February 2027) after PAYE and UIF, with age rebates, medical aid credits and retirement contributions.
PAYE rates in South Africa
| Annual taxable income (ZAR) | Rate |
|---|---|
| Up to 245,100 | 18% |
| 245,100 – 383,100 | 26% |
| 383,100 – 530,200 | 31% |
| 530,200 – 695,800 | 36% |
| 695,800 – 887,000 | 39% |
| 887,000 – 1,878,600 | 41% |
| Above 1,878,600 | 45% |
In force from 1 March 2026. Each rate applies only to the part of income inside its band.
Deductions and reliefs
| Item | How it works |
|---|---|
| UIF (employee) | 1% of pay, on earnings up to R17,712 a month (maximum R177.12). |
| Retirement fund contributions | Deductible up to 27.5% of income, capped at R350,000 a year. |
| Medical scheme fees tax credit | R376 a month for you, R376 for your first dependant and R254 for each additional dependant. |
Good to know
- Rebates: R17,820 for everyone, plus R9,765 from age 65 and R3,249 from age 75.
- Tax thresholds for 2026/27: R99,000 under 65, R153,250 for 65 to 74, and R171,300 for 75 and older.
Common questions
What is the tax threshold in South Africa for 2026/27?
If you are under 65 you pay no income tax on up to R99,000 a year. The threshold is R153,250 from age 65 and R171,300 from age 75.
What are the 2026/27 tax brackets?
The rates are 18%, 26%, 31%, 36%, 39%, 41% and 45%. The 18% rate covers taxable income up to R245,100 and the 45% rate applies above R1,878,600.
How much is UIF?
Employees pay 1% of their pay to UIF, on earnings up to R17,712 a month, so the most anyone pays is R177.12 a month. Employers pay the same again.
Sources
- SimplePay: Budget 2026 tax tables
- SARS: Guide for employers in respect of employees' tax (2027)
- PaySpace: South Africa annual amendments 2026/2027
- TaxTim: UIF calculator
This calculator gives an estimate for a resident employee with one job. Your payslip can differ because of allowances, benefits, other reliefs or how your employer runs payroll. It is not tax advice.