Investing guides for beginners and beyond
Plain-language investing guides: how to start investing with small amounts, shares and stock exchanges, unit trusts, index funds and ETFs, diversification, and how to spot an investment scam before it costs you. Each guide explains the risks as clearly as the returns, so you can build long-term wealth with your eyes open.
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Diversification explained: why you should not put all your eggs in one basket
Spreading money across different investments is one of the simplest ways to manage risk. How diversification, asset allocation and rebalancing work.
Investing for beginners: how to start with small amounts
You do not need to be rich to invest. What to sort out first, the main types of investment and how to start with small monthly amounts.
How to spot an investment scam anywhere in the world
Ponzi schemes, fake trading apps and "guaranteed" returns: the warning signs of investment fraud and how to check before you invest.
Singapore T-bills: how to apply with cash, SRS or CPF
Treasury bills are short-term government securities that pay a fixed return. How auctions work, how to bid and how to apply with cash, SRS or CPF.
Using your CPF for housing: what to know before you buy
Most Singaporeans use their CPF to buy a home. How the Ordinary Account pays for housing, HDB vs bank loans, and why accrued interest matters when you sell.
Understanding fund risk ratings in China: R1 to R5
Every fund and wealth product sold in China carries a risk rating, and every investor gets one too. What R1 to R5 means and how to use it to choose well.
China mortgages: equal principal vs equal installment repayments
When you take a mortgage in China you choose between two repayment methods. How each works, which costs less and how provident fund loans fit in.
Buying your first home in South Africa: bonds, deposits and costs
Buying a home is the biggest purchase most people make. How much you can afford, how home loans work, the extra costs and how the prime rate affects you.
Buying land in Ghana safely: searches, indentures and registration
Land disputes are common in Ghana, often because the seller lacked the right to sell. Who owns land, the search to do and how to register your interest.
How to spot investment scams and Ponzi schemes in Nigeria
Ponzi schemes and fake investment platforms have cost Nigerians huge sums. The warning signs, how to check a company with the SEC and what to do if caught.
Buying land in Rwanda: UPI numbers, titles and transfer
Rwanda's land registry is one of the most complete in Africa, which makes checks easier. How to verify a plot, check land use and transfer the title.
Buying land in Tanzania: rights of occupancy and safe checks
In Tanzania you buy a right to use land rather than the land itself. How rights of occupancy work, the checks to make and how to avoid fraud.
Buying land in Uganda safely: titles, searches and tenure
Land is the biggest purchase most Ugandans make, and fraud is common. The four tenure systems, the checks to make and how the transfer works.
How to start investing in Singapore: CDP accounts, brokers and ETFs
Investing in Singapore starts with choosing how your shares are held and which broker to use. CDP vs custodian accounts, ETFs and regular savings plans.
Index funds vs ETFs: which is right for you?
Index funds and ETFs both offer cheap, diversified investing. How they differ on trading, minimums, costs and taxes, and how to choose between them.
How to buy shares on the Ghana Stock Exchange
Shares on the Ghana Stock Exchange let you own part of companies such as banks and telecoms. How to open an account, buy and sell, and what to watch.
How to buy shares on the Nigerian Exchange (NGX)
To buy Nigerian shares you need a licensed stockbroker, a CSCS account and a CHN. How each step works and what to know before you invest.
How to buy shares on the Rwanda Stock Exchange
The Rwanda Stock Exchange lists shares and government bonds that anyone can buy through a licensed broker. How it works and how to get started.
How to buy shares on the Dar es Salaam Stock Exchange
Owning shares in listed Tanzanian companies can grow your money over time through dividends and rising prices. Here is how the DSE works and how to start.
How to buy shares on the Uganda Securities Exchange
Buying shares lets you own part of listed companies and share in their profits. Here is how investing on the Uganda Securities Exchange works, step by step.
Singapore Savings Bonds explained: how SSBs work and how to apply
SSBs protect your capital, pay rising interest and can be redeemed any month without penalty. How they work, how rates are set and how to apply.
China's loan prime rate in 2026: what it means for mortgages and savings
The five-year loan prime rate, which sets mortgage rates, has stayed at 3.5% for 17 months. How the LPR works and what it means for your loans and savings.
I bonds explained: how Series I savings bonds work and the current rate
I bonds protect savings from inflation and cannot lose value. How the rate is set, the buying and cash-in rules, tax, and the current rate.
RSA Retail Savings Bonds: lend to the government from R1,000
Government retail bonds pay a fixed or inflation-linked return from R1,000, with no bank fees. The options, terms and how to buy them.
How to buy Treasury bills in Ghana
You can buy Ghana Treasury bills through banks, dealers or even mobile money. The latest rates, the minimums and how to get started.
How to buy Treasury bills in Nigeria
The CBN auctions 91, 182 and 364-day Treasury bills every two weeks. How the discount works, how to buy through your bank and what to watch.
How to invest in Treasury bonds in Rwanda
From RWF 100,000 you can buy Government of Rwanda bonds that pay interest every six months, taxed at just 5%. Here is how to take part.
Treasury bills in Tanzania: how to invest and what they pay
Tanzania sells 35, 91, 182 and 364-day Treasury bills from TZS 500,000. The latest yields, how the auctions work and how to buy them.
How to buy Treasury bills and bonds in Uganda
From UGX 100,000 you can lend to the Government of Uganda through Treasury bills and bonds. How the auctions work, how to bid and how the interest is taxed.
Money market funds in Kenya: how they work and how to choose one
Money market funds have become the default savings tool for many Kenyans. Here is what the advertised yield really means, how much you keep after tax, and how to choose a fund.
How to buy Treasury bills in Kenya: a step-by-step guide
Treasury bills are one of the safest places to grow money in Kenya. Here is how to buy them yourself on the Central Bank's DhowCSD platform, what they cost, and what you actually earn after tax.